Attoms: How Our Rewards Currency Works at Atton Finance

At Atton Finance, we believe that good financial habits deserve to be recognized. That is why we created Attoms — our rewards currency that turns the work of building your financial future into something you can see, accumulate, and use.

What are Attoms?

Attoms are Atton Finance's in-platform rewards currency. Think of them as points that you earn every time you take a meaningful financial action — completing your Master Plan, connecting with an advisor, or reaching a savings milestone. Unlike airline miles or credit card points, Attoms are tied to real financial progress.

How to earn Attoms

Complete your Master Plan: The more sections of your financial assessment you complete, the more Attoms you earn. This is the biggest single source of Attoms.

Referrals: When someone you refer creates an account and completes their Master Plan, both of you earn Attoms.

Engaging with content: Reading articles, completing financial literacy modules, and using Sandra AI for specific financial questions all earn Attoms.

Reaching financial milestones: Sandra AI tracks your stated goals (emergency fund, credit score target, savings goal). When you hit them, Attoms are awarded automatically.

What you can use Attoms for

Attoms can be redeemed for discounts on Atton Finance premium features, access to exclusive consultations with certified advisors, and entry to community events and financial workshops.

Why we built this

The research on financial behavior change is clear: people who experience immediate positive reinforcement for good financial decisions are more likely to maintain those habits. Attoms are our way of making the invisible progress of saving or planning feel real and rewarding in the moment.

The bigger vision

Attoms are also part of how we keep Atton Finance free for clients. The more engaged you are, the more value you create for advisors in the platform — and the more value we can redirect back to you.

Create your free Atton Finance account and start earning Attoms from your very first action. Your financial journey is worth more than you think.